Credit Check Descriptions

BACKGROUND SCREENING

Credit Checks will help determine an applicant’s creditworthiness and ability as well as willingness to repay debts.

Credit Report

This will examine and reveal a borrower’s payment history (i.e. outstanding debts, arrears, non-sufficient funds checks, late payments) and other information.

Credit Score

A FICO score is a well-known measure created by the Fair Isaac Corporation and used by credit agencies to indicate a borrower's risk.

Idenity Scan

The Identity Scan is the first step in identifying fraudulent activity such as fraud victim alerts, misused Social Security numbers, false addresses, and/or suspicious phone numbers.

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Contact Info

150 State St. Suite 400

Rochester, NY

(585) 256-4666

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For A Better Future

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